Investment advisory service is provided by SVL Holding Corporation dba SVL Investments Management (“SVL”), a California registered investment advisor. Advisory services are subject to advisory fees as disclosed on Form ADV. Please Note: Advisory Fee Calculation: SVL remains prepared to provide you with a description of how your advisory fee was calculated, or any questions that you may have regarding your fee.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by SVL) or product made reference to directly or indirectly by SVL in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by SVL), or any non-investment related content, made reference to directly or indirectly on this site will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indicies and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, or the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results for investment indicies.
Certain portions of SVL‘s web site (i.e. blog, newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, SVL‘s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from SVL or from any other investment professional. SVL is neither an attorney nor accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if SVL is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of SVL by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to SVL‘s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from SVL, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to SVL‘s web site, to release and hold harmless SVL, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from SVL.
Terms and Conditions
SVL Holding Corporation dba SVL Investments Management (“SVL”) is a California registered investment adviser located in Placentia, California, U.S.A. SVL and its representatives are in compliance with the current filing requirements imposed upon a California registered investment advisers and by those states in which SVL maintains clients. SVL may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. SVL‘s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of SVL‘s web site on the Internet should not be construed by any consumer and/or prospective client as SVL‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by SVL with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of SVL, please contact the state securities regulators for those states in which SVL maintains a notice filing. A copy of SVL‘s current written disclosure statement discussing SVL‘s business operations, services, and fees is available from SVL upon written request. SVL does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to SVL‘s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Disclosure for Composite Performance
This presentation is neither an offer to sell nor a solicitation of an offer to buy any securities. SVL Holding Corporation dba SVL Investments Management (“SVL”) composite performance results represent time-weighted actual performance results for those discretionary client accounts managed by SVL during the corresponding time period. SVL’s Individual Equity Composite includes only discretionary client accounts managed by SVL with one of SVL‘s Individual Equity Strategies including clients that are no longer with the firm. Composite performance results are presented in United States currency. The performance figures presented are net of brokerage commissions, custodial fees and the firm’s investment advisory fee. We have also provided performance figures that are net of brokerage commissions and custodian fees but gross of the firm’s investment advisory fee, these figures are clearly marked “Gross Performance”. The investment results shown are not necessarily representative of an individually managed account’s rate-of-return. Securities used to implement the strategies can differ based on account size, custodian, and client guidelines.
Performance results for the SVL strategies referred to herein and their respective benchmarks reflect total return figures. This means their performance includes the reinvestment of dividends, interest and other earnings. Performance results for all periods are weighted based on monthly portfolio valuations.
Please Note: Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance will be profitable, equal the performance results reflected, or equal any corresponding historical benchmark index. The historical index performance results for all historical benchmark indices do not reflect the deduction of transaction and custodial charges, or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing indicated historical performance results. The historical performance results for all indices are provided exclusively for comparison purposes only, so as to provide general comparative information to assist an individual client or prospective client in determining whether SVL performance meets, or continues to meet, his/her investment objective(s). For example, the S&P 500 Composite Index (the “S&P”) is a market capitalization-weighted index of 500 widely held stocks often used as a proxy for the stock market. Standard & Poor’s chooses the member companies for the S&P based on market size, liquidity, and industry group representation. Included are the common stocks of industrial, financial, utility, and transportation companies. A corresponding description of the Barclay’s Aggregate Bond Index (i.e., a fixed income index) and all other reflected indices is available from SVL upon request. It should not be assumed that SVL account holdings will correspond directly to any such comparative benchmark index. Performance of each of the SVL strategies relative to its respective performance benchmark may have been impacted positively or negatively by economic and market conditions which affect either the benchmark or the SVL strategy to a greater degree. For example, in one year, the S&P 500 declined over 20%. Since SVL‘s Aggressive strategy does not invest to the same extent as the benchmark in U.S. stocks, the impact of this decline on the strategy was less than on the benchmark. The SVL performance results do not reflect the impact of taxes.
In the event that there has been a change in a client’s investment objectives or financial situation, he/she/it is encouraged to advise SVL immediately. Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including the investments purchased and/or investment strategies devised or undertaken by SVL will be profitable).
Information pertaining to SVL‘s advisory operations, services, and fees is set forth in SVL‘s current disclosure statement, a copy of which is available from SVL upon request. Performance results have been compiled exclusively by SVL, and have not been independently verified. SVL maintains all information supporting the performance results in accordance with regulatory requirements.
This material is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client’s account should or would be handled, as appropriate strategies depend upon the client’s specific circumstances and investment objectives.